Maximum limit for contactless payment increases to 50 euros on 12.4.2019

The contactless card transaction limit will be raised from 25 euros to 50 euros on the 12th of April 2019. Mastercard, along with the other card payment schemes and issuing banks, wants to encourage contactless payments and has thus enabled a higher transaction limit. However, the change requires payment terminals to be updated. Such updates may not be automated and might require manual actions from the merchant. Therefore, the new contactless transaction limit will be implemented gradually during the course of April, and payments from 25 to 50 euros may not be accepted straight away.

The new transaction limit affects Edenred’s recreational and commuting benefits (Ticket Duo, Edenred and Ticket Transport cards). The contactless payment of Apple Pay and Google Pay do not have similar maximum limits. Please note that the lunch benefit has its own spend limits, which are set by the Finnish Tax Authority, in a different context.

During a contactless transaction, the payment card is placed next to the payment terminal. The payment is made using NFC (near field communication) technology, which is based on RFID (radio-frequency identification).

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