Only physical payment card work at payment terminals via chip payment.
With a physical card, the beneficiary is sent a Mastercard-based payment card by mail, which can be used at payment terminals with contactless payment or via chip (without PIN code). In addition, the card can be used for online payments, it can be added to Apple Pay and Google Wallet, and it supports Edenred Pay mobile payments. The information of the physical card can be found directly on the card and on the MyEdenred application after activating the card.
As the name suggests, the virtual card is not a physical card, and the card is activated with a serial number received by e-mail to be used with other payment methods. The card therefore works equally well for online payments, it can be added to Apple Pay and Google Wallet and it supports Edenred Pay mobile payments. The card information can be found in the MyEdenred application.
Please note that the available payment methods are always employee benefit specific.