Accepting Edenred payments

By accepting Edenred's versatile payment methods, you can easily expand your customer base and utilize the full purchasing power of your customers.

By accepting Edenred's versatile payment methods, you can easily expand your customer base and utilize the full purchasing power of your customers.

Easy to use, accept and make settlements

Edenred's comprehensive selection of employee benefits includes the most versatile payment methods on the market that are easy to manage:

> Edenred card
> Apple Pay and Google Pay
> Edenred online payments
> Edenred Pay
> Lunch and Virike vouchers

 Edenred's different payment methods Apple Pay, Google Pay and bank card

Card payments

Physical payment card

The physical Edenred card works as a payment method for lunch, sports and cultural services. The commuting benefit has its own physical Edenred Transport card.

Edenred’s Mastercard-based payment cards work like any other bank card with a chip or contactless payment (taking into account the general 50 € contactless payment limit, after which the card must be used in the chip reader). The cards work with all payment terminals (including iZettle and SumUp), and payment does not require a PIN code or signature.

Under certain conditions, Edenred cards also work for online payments.

Settlement of card payments

The settlement of card payments is automated, and settlement does not require any action from you. You will receive a settlement from the broker of your card payments to your bank account within 24-48 hours after accepting the payment, just like with any other bank card. 

Service fees for card payments are billed with a separate invoice once a month.

Apple Pay & Google Pay

All Edenred benefits also work in Apple Pay and Google Pay! Apple Pay is the payment method for iOS devices and Google Pay for Android devices. These payment methods enable card payments to be made with a smart device on all payment terminals that support contactless payment. 

 Apple Pay and Google Pay are like card payments, and they are automatically settled to you on behalf of the broker of your card payments 24-48 hours after receiving them. 

How Apple Pay payments are made

How Google Pay payments are made

Edenred online payment methods. Computer and application.

Edenred online payments

Online payments work with the Mastercard-based Edenred card. The cardholder adds the Edenred card information to the normal credit card verification information: the cardholder's name, the validity period, the PAN number and the CVC number on the back of the card. 

As our partner, you can create your own payment path for Edenred on the credit card side. The payment method can be branded with Edenred's brand colors and logo. Edenred payments are distinguished from other credit card payments by creating their own, special business ID (MID). In cooperation with the payment service provider, you can create rules by which you control the sale of permitted and non-permitted products in accordance with the instructions of the Tax Administration. 

Online payments

Edenred Pay mobile payments

Edenred Pay

Edenred Pay is Edenred’s own mobile payment method that enables payment with the MyEdenred application. Edenred Pay works as a payment method for lunch, sports, cultural and massage services.

How Edenred Pay payments are made

If you are registered in Edenred's Merchant portal, you are ready to accept Edenred Pay mobile payments.

Are you already part of our network, but not registered to the portal?

Note! If you have separately asked our customer service to deactivate Edenred Pay, please contact our customer service to have it turned on again.

Settlement of mobile payments

Mobile payments are credited to your bank account monthly according to the schedule below. The service fee is automatically deducted from the amount paid to you.

  • Payments received during 1.-14. day of the month are credited on the 16th day of the month

  • Payments received 15.-31. day of the moth are credited on the 2nd day of the following month

You can track mobile payments and settlements in the Merchant Portal.

Affordable and effortless

You don't need additional devices or checkout integration, and no card verification commission is charged for payment transactions.

Payment tracking

Payments can be viewed in real-time in the Merchant Portal, you can also turn on email notifications.


In the Merchant Portal, you can view paid settlements and download settlement reports.

Cancellation of payments

Edenred Pay mobile payments can be cancelled within 24 hours of receiving the payment.

Edenred Lounari and Virike vouchers


Lunch and Virike voucher

Vouchers are the most traditional payment method for benefits. They are used to pay for lunches and sports and cultural services like cash. Change is not given back for vouchers.

The values of the vouchers change annually. The voucher's validity can be checked directly from the upper corner of the voucher.

Settlement of vouchers

Vouchers must be sent to the specified delivery address for settlement. Edenred pays reimbursements within 5 banking days of receiving them. The service fee is automatically deducted from the reimbursement.

Postal address:
Edenred Finland Oy, PL 5, 13101 Hämeenlinna

Settlement instructions

Voucher Pick-up service

We recommend Edenred's fully insured Pick-up service for voucher settlements. 

The Pick-up service is the safest, easiest and cheapest way for you to account for the Edenred lunch and Virike vouchers you have received. With a 100 % insured service, you can pick up your bank account directly from your office at the time of your choice. 

Order the Pick-up service
A young cafe worker examines her tablet

Start accepting Edenred

Do you want to receive Edenred at your point of sale? Increase your customer and cash flow by joining our partner network!

Join network