Edenred payment methods go wherever you do

How do you want to use your benefits? Edenred offers a selection of convenient and secure payment methods, making it easy to pay with your employee benefits.

Nainen maksaa puhelimen Apple Paylla maksupäätteellä

Payment cards

Our Mastercard-based payment cards are delivered as virtual or physical

Apple Pay & Google Pay

Our most popular payment methods work with a contactless payment.

Edenred Pay

Pay remotely or in person, directly in the Edenred app.

Edenred fyysinen maksukortti sekä Apple Pay, Google Pay ja Apple Watch, joissa esillä Edenredin punainen maksukortti

It all starts with Edenred payment cards

Edenred benefits are provided on Mastercard payment cards, with a separate card for each benefit (only Virike and Lounari share the same card). To start using your benefits, activate each payment card in the Edenred app.

Our cards support Apple Pay and Google Pay, as well as selected online payments. You can also add them to many popular apps, including HSL, VR Matkalla, Wolt, Kotipizza and Nysse.

All Edenred benefits are available as virtual cards. Lounari and Virike are also available as a physical card.

Physical or virtual card?

Physical Edenred card

Our physical card works just like a regular bank card. Use it to pay online or in person with contactless payments – no PIN required.

Your card details are printed on the card and are also available in the Edenred app. The card is made from waste corn production, making it a more environmentally friendly option.

The physical card is delivered by post and is available for Lounari and Virike, which share the same card.

Virtual payment cards

Virtual cards offers the same functionality as a physical card, without the need to carry the card with you. Pay contactlessly with your phone using Apple Pay or Google Pay, and find your card details easily in the Edenred app.

Virtual cards are sent directly to your email and are available for all Edenred benefits.

Woman making a Edenred Pay mobile payment on her phone

Pay directly in the app with Edenred Pay

Edenred Pay is a mobile payment method for lunch, sports, culture, massage and healthcare services. Payments are made easily in the Edenred app.

Use Edenred Pay when paying in person or remotely. To check whether a service provider accepts mobile payments, look them up in the Merchant search.

How to pay with Edenred Pay

Woman holding a phone with all the Edenred cards visible on the Apple Wallet screen

Apple Pay and Google Pay put contactless payments on your phone

Apple Pay and Google Pay make paying easy – all you need is a compatible device.

Apple Pay works seamlessly with iPhone, iPad and Apple Watch, while Google Pay is available on Android devices. Both let you make fast, secure payments at any contactless payment terminal.

Add your card directly in the Edenred app or via your device’s Wallet app.

How to pay with Apple Pay
How to pay with Google Pay

Edenred 2026 lunch and Virike voucher on light blue background

Lunch and Virike vouchers

Paper vouchers are the traditional payment method for lunch and sports and culture benefits. Payments with vouchers are made like cash, but no change is given back. Using them does not require the Edenred app.

The values of the vouchers change annually, and their validity can be found in the upper corner of the vouchers.

Payment methods for our employee benefits

Lounari & Virike

Transport

Massage

Wellbeing

Our most popular benefits include all payment solutions

Edenred Pay

Apple Pay

Google Pay

Virtual card

Physical card

Paper vouchers

The benefit works with a virtual Transport card

Edenred Pay

Apple Pay

Google Pay

Virtual card

Physical card

Paper vouchers

This completely virtual benefit works as a mobile solution

Edenred Pay

Apple Pay

Google Pay

Virtual card

Physical card

Paper vouchers

This completely virtual benefit works as a mobile solution

Edenred Pay

Apple Pay

Google Pay

Virtual card

Physical card

Paper vouchers