Lunch benefit also known as Edenred Lounari

Lunch benefit is Finland's most popular employee benefit. It restores, nourishes, and keeps you full every working day of the year.

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Several reasons to offer a lunch benefit

The lunch benefit, or Lounari, is the most popular employee benefit in Finland, and it's not for nothing! The tax-supported lunch benefit encourages maintaining healthy eating habits and brings a well-deserved break to the working day. The importance of the benefit is shown in coping at work, shared lunch times and direct cost savings for both the employer and the employee.

The lunch allowance brings flexibility to restaurant choices, which helps to meet different eating habits and preferences. Our network of more than 15,000 lunch places also brings much-needed variety to daily meals.

1

Tax-supported benefit

Edenred Lounari is tax-supported benefit, so it is a cost-efficient way to engage employees. 

2

Comprehensive network

Edenred's lunch network is the largest in Finland and covers locations from Hanko to Utsjoki.

3

Modern payment methods

Edenred Lounari works with all our payment methods, including Apple Pay and Google Pay.

4

Long validity period

Edenred's lunch benefit is valid for up to 2 years, the longest validity period on the market!

At Vincit, everyday life tastes better with a lunch benefit

Vincit uses Edenred's lunch benefit and the entire benefit palette. Versatile payment methods, such as mobile payment, make their everyday life easier and are a more ecological choice for delicious moments.

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Edenred-Payment-Web-v1

Modern payment methods

Edenred Lounari offers employees the most versatile payment methods on the market. The alternatives are the Edenred card (virtual or physical), Apple Pay, Google Pay, Edenred Pay mobile payment, or the familiar and traditional Lunch vouchers.
Payment methods
Edenred-Lounari-Web-v3

Widest lunch network in Finland

Restaurants, cafes, kiosks, Wolt, home delivery fees, restaurant trolleys, grocery stores...

Edenred Lounari offers you the widest lunch network in Finland, i.e. almost 15,000 opportunities to take advantage of your valuable benefit and modern payment methods. When you offer your staff a lunch benefit at the maximum value, the tax benefit is the greatest and every fourth lunch is practically free for the employee!
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Calculate your savings!

How much savings will an employee accumulate monthly or yearly when using Edenred Lounari? You can easily calculate it with our savings calculator!

You can use our savings calculator to check how much Edenred Lounari saves per month or per year. You can check the monthly number of working days in our working day calendar.

Please note that the income tax percentage should only be taken into account in the calculation if the lunch benefit is paid on top of the salary.

Benefit amount/day (€)
10.30 7.15 11.30
Working days/month
28 1 31
Income tax percentage (%)
50 0.00 100.0
Savings
72,10 €
Per year Per month
Show calculation

Taxation of the lunch benefit

Edenred Lounari is up to 25% tax-free benefit that is loaded to employees' accounts on a monthly basis. The amount to be loaded varies according to the number of monthly working days of each employee (on average 21 working days/month). The lunch benefit is work day-specific and intended to be used once a day. The Tax Administration determines the daily minimum and maximum payment limits for the benefit

The lunch benefit can be offered to employees as a fringe benefit (as a favorable salary increase) or as a lunch deduction (charged from the employee's salary).

About taxation
Working day calendar

Note! For the 25% tax exemption of the lunch benefit to be realized, you must load min. 11,47€/day, as the employee's share of the benefit must be at least 8,60€ in 2025 (75% taxable part of 11,47€ is 8,60€). Therefore, the benefit's full tax exemption is not realized if the employee is loaded less than 11,47€.

Lunch benefit on top of salary

A lunch benefit on top of salary is like a salary increase. By offering a lunch benefit on top of the salary, the employer can save up to 25 %.

Edenred lunch fringe benefit graph

Lunch deduction

The lunch deduction is charged to the employee's salary. 25 % of the lunch benefit is tax deductible, i.e. the employee pays the remaining at least 75 %.

Edenred lunch deducation graph

Which benefit package suits your company best?

SMEs' favorite

Starter

For companies with less than 50 employees who want to quickly access the benefits.

  • Lunch benefit
  • Sports and culture benefit
  • Benefits in use even the next business day!
    We process orders on weekdays between 8 am and 4 pm
  • Benefits valid for 24 months
  • Mobile payments; Apple Pay, Google Pay and Edenred Pay
  • Easy user interface
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Price list

Business

For companies of all sizes that want to offer employee benefits comprehensively.

  • Lunch benefit
  • Sports and culture benefit
  • Massage benefit
  • Commuting benefit
  • Wellbeing benefit
  • MyChoice
    The beneficiary can use MyChoice to transfer available benefit balance between sports and culture, massage, commuting and wellbeing benefits
  • Benefits valid for 24 months
  • Mobile payments; Apple Pay, Google Pay and Edenred Pay
  • Physical payment card
    If you wish, you can order a physical payment card for the lunch and sports and culture benefits
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Price list

Enterprise

For companies with more than 50 employees who need individual solutions.

  • Lunch benefit
  • Sports and culture benefit
  • Massage benefit
  • Commuting benefit
  • Wellbeing benefit
  • MyChoice
    The beneficiary can use MyChoice to transfer their available benefit balance between sports and culture, massage, commuting and wellbeing benefits
  • Mobile payments; Apple Pay, Google Pay ja Edenred Pay
  • Physical payment card
    If you wish, you can order a physical payment card for the lunch and sport and culture benefits
  • Billing according to usage
    Ask more about different payment methods
  • HR / payroll integration
  • Dedicated contact person
  • Guided onboarding
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Want to hear more?

Want to know more about Edenred's employee benefits? Fill out the contact form below, we will get in touch with you as soon as possible.

Or do you want to access the benefits easily and quickly? Order now!
Red Edenred Lounari 50 years logo

Genuine, original Lounari turns 50 years old

Did you know that the savior of many lunch moments, the beloved Lounari, has been in Finland for over 50 years! Luottokunta launched the Lounari employee benefit in Finland already back in 1974.

Read the origin story of Lounari and its journey into the hearts of many Finns.
Read more